When it comes to having a long and prosperous life, it’s not just about maintaining your physical health, your finances play a large role as well.

Today I want to introduce you to a friend of mine who knows all about the fitness side: Amy Clover from Strong Inside Out. Amy’s site empowers people to rise out of struggle with fitness and positive mindset reframes. You can see the compelling video of her story here. 

Amy is crowdfunding for her second tour across The US to empower the struggling through the power of fitness. With her intention-driven, high-intensity fitness classes, she brings hope and fight back to people who don’t know how strong they truly are. Not only is she helping people in person, but she’s also giving 50% of all proceeds from the tour to suicide prevention charity, To Write Love On Her Arms!

Amy and I got to chatting recently about the similarities between getting physically and financially fit and today wanted to share how you can conquer both. So get your sweatbands and dolphin shorts on and let’s get to work!

Whether it’s financial or physical fitness, getting into shape takes consistent action and discipline.

Moderation Is Key 

You hear it all the time: the secret to a healthy diet is moderation. Amy lives by and teaches her clients something she calls “The 90% Principle,” which means that 90% of the time, you eat healthy (mostly whole or minimally processed foods and those with no added sugars).

The other 10%, however, is reserved for anything else you just can’t live without (that would be chocolate covered pretzels and yummy burritos for me! We are in San Diego after all). Amy’s philosophy is that trying to get rid of these foods altogether is a recipe for disaster. Without moderation, people become more likely to give up because it proves to be too difficult to resist all the goodies you’ve grown to love over the years!

The same thing goes with your finances! How many times have you said “I’m going to stop eating out” or “No more Starbucks for me” only to find yourself giving in with the next invitation out or hard week at the office? Cutting yourself off from something that you do enjoy is really hard to do. The key to these things is to set a dollar limit for the expenditures for the month and when you’re out of money, you’re done. Or turn them into things you use to celebrate wins. Keeping yourself within limits will allow you to strategically plan for other purchases and savings for goals.

The Parts You Avoid Need the Most Work

There are probably parts of your finances that you avoid dealing with because they’re your least favorite (tracking spending is a big one for most people). The same goes for working out.

Our “trouble spots” are typically the ones that we don’t like to work out. Avoiding these areas equates to throwing a blanket over them and hoping they go away on their own, which results in them actually need working out more than your other areas.

Amy’s tip when it comes to getting physically in shape is to take care of these areas first, twice a week. For her, she hates working abs, but she gets them out of the way first thing in her workouts so she doesn’t spend her whole session dreading it.

When it comes to finances, checking in on your spending on a weekly basis using an app like Mint.com to keep yourself accountable while you’re getting started is key. Or setting up a system to “pay yourself” first and save on an automatic basis from your paycheck or checking account makes it easy for you to get on track.

It’s Not Just Physical

The benefits of exercise extend far beyond the physical. It’s been proven to relieve symptoms of depression, anxiety and chronic stress. In fact, it’s what Amy used to overcome her debilitating clinical depression and obsessive compulsive disorder.

When Amy realized how much stronger she felt inside and outside of the gym after pushing through the struggle of a hard workout, she was hooked for life. Her mission is now to help other people discover that hope and fight within themselves.

Before your workout, ask yourself  “Why am I doing this?” and then “Why does this mean so much to me?” (These same great questions work in getting clear with your financial goals and the things you’re hoping to accomplish).

From your answers, develop a short mantra such as “I will be an example for my children,” or even “Do it for them.” Use it throughout your workout or when you’re faced with some tough financial roadblocks and you feel like throwing in the towel. Use your mantra to guide you when you set new goals.

Setting an intention behind your actions  and having clearly defined goals motivates you to push yourself to new levels in your fitness as well as your finances. Figuring out what being physically healthy and financially healthy means and looks like to you is key to seeing results and success.

Time, moderation, discipline and focus are needed to get financially and physically fit. When you’re getting started, remember to break down goals, take small steps and celebrate wins along the way. You’ll be in shape in no time!

Before you hit the gym or tackle your spreadsheets, be sure to check out Amy’s Strong Inside Out Tour crowdfunding campaign here to see the amazing things she has in the works across the country and learn how you can participate. I’m a huge supporter of Amy’s and the work she’s doing and love seeing the way she’s giving back to such an awesome cause and inspiring people to take action in living their best lives.