Budgeting, Financial Planning, Goals, Planning
financial planning

Why Should You Care About Financial Planning?

October 14, 2020
Money is a tool; a tool that can help you shape, design, and live the life you want. Way ...
Financial Planning, Investing, Planning

Workable Wealth Investing Series: What’s in an Investment Portfolio?

September 30, 2020
Welcome back to the third part of our investment lexicon series. In part one, we introdu ...
Cash Flow, Investing, Planning

Workable Wealth Investing Series: What Investment Strategies Should I Use?

September 16, 2020
Welcome back to the second part of our investment lexicon series. ...
Financial Planning, Goals, Investing, Planning

Workable Wealth Investing Series: What You Need to Know About the Market

June 24, 2020
In your quest for financial wellness, you have probably heard countless times the import ...
black lives matter

Black Lives Matter.

June 6, 2020
My heart is heavy from the events taking place across the country. The recent deaths of ...
Cash Flow, Financial Planning, Planning, Spending
interest rates

What You Need To Know About 0% Federal Interest Rate

May 27, 2020
Economic and social impacts of the coronavirus are still unfolding and the federal inter ...
Goals, Investing, Planning, Saving

How To Handle Your Investments During This Pandemic

May 13, 2020
COVID-19 has brought about many changes, including fluctuations and volatility of the ma ...
Cash Flow, Income, Investing, Taxes
man on laptop

What You Need To Know About Taxes and Investing

April 29, 2020
Taxes play an important role in your financial life. Their reach extends far beyond the ...
Employee Benefits, Investing, Planning, Retirement, Saving
Find which credit card is best for you

What is A 401(k) Rollover And How Can It Impact You?

April 1, 2020
Moving jobs can come with many changes: cleaning out your desk, onboarding and learning ...
Goals, Planning, Retirement, Saving, Uncategorized

10 Things to Know About Your 401(k)

March 18, 2020
If you’re a member of the modern workforce, you likely have access to a 401(k). ...
Goals, Investing, Retirement, Saving, Uncategorized

What’s a SEP IRA and How Does it Work?

March 4, 2020
Retirement planning for the self-employed can seem complicated and, often out of reach. ...
Employee Benefits, Human Capital, Income, Retirement
Asking for a Raise

Why it’s Time to Ask For That Raise

February 19, 2020
If you’ve been a long-time reader of the Workable Wealth blog, you know our team advoc ...
Budgeting, Cash Flow, Goals, Planning, Retirement
money script

What’s Your “Enough” Number?

February 5, 2020
Do you remember the ...
Budgeting, Cash Flow, Financial Planning, Goals, Planning
financial life

How to Simplify Your Financial Life

January 22, 2020
We’re entering a new year and decade, and many people use this change of season as a kick-off point to organize their ...
women intentional

How (and Why) to Invest Intentionally

January 8, 2020
Do you want to make an impact with your money and learn how to invest intentionally? Mor ...
Budgeting, Cash Flow, Charity & Giving, Psychology & Money

How Practicing Gratitude Can Impact Your Finances

December 11, 2019
Do you have an attitude of gratitude when it comes to your money? As silly as this may s ...
Budgeting, Cash Flow, Investing, Saving
piggy banks blog cover

What’s the Difference Between Saving and Investing?

November 27, 2019
Do you know the difference between saving and investing? In the world of financial plann ...
Education, Financial Planning, Goals, Kids & Money
empowered children

How to Raise Financially Empowered Children

November 13, 2019
Do you ever catch yourself falling into negative financial habits that you learned from ...
Career, Financial Planning, Goals, Planning, Relationships & Money
Breadwinning Woman

Financial Pressure & Benefits of Being a Breadwinning Woman

October 16, 2019
In today's world, there’s a lot of pressure on women to succeed both in the workplace ...
Budgeting, Career, Financial Planning, Goals

How to Know When It’s Time to Pivot in Your Career (And Financially Pull it Off)

October 2, 2019
It’s not a secret that I’ve ...
Employee Benefits, Financial Planning, Goals, Investing, Saving
Find which credit card is best for you

When Should I Exercise My Stock Options?

September 18, 2019
Stock options are a popular way for organizations to compensate their employees. They’ ...
Career, Education, Employee Benefits, Financial Planning, Goals
understanding net worth

4 Career Growth Moves to Make That Impact Your Net Worth

September 4, 2019
In recent posts, I’ve written about how you can ...
Budgeting, Career, Employee Benefits, Financial Planning, Goals, Planning

How to Know if You Can Afford for One Parent to Stay Home

August 21, 2019
Quitting your job to be a stay-at-home parent with your growing family can have both pos ...
Career, Employee Benefits, Goals, Human Capital, Income, Retirement
contemplating a job offer

How to Analyze a New Job Offer

August 7, 2019
You got the job - congratulations! Going through an application process is never easy, a ...
Employee Benefits, Investing, Planning, Retirement
Analyzing Restricted Stock Units

What Should I Do With My Restricted Stock Units

July 24, 2019
Restricted Stock Units (RSUs) can be an excellent way to grow your wealth. However, like ...
Budgeting, Cash Flow, Financial Planning, Goals, Planning
making a financial decision

Questions to Ask Before Making a Major Financial Decision

July 10, 2019
A major financial decision can be a surefire way to completely paralyze us. Even a small ...
Cash Flow, Financial Planning, Goals, Income, Spending, Uncategorized
money convos with spouse

How to Have a Stronger Money Relationship with Your Spouse

June 26, 2019
Picture this: You’re standing in the kitchen with your partner or spouse, avoiding eye ...
Budgeting, Goals, Planning, Saving, Uncategorized
piggy bank surrounded by barbed wire

How to Set Better Money Boundaries

June 12, 2019
Setting boundaries is a key part of living a happy, healthy life. ...
Financial Planning, Goals, Income, Planning
two people one laptop

9 Signs You Need a Financial Planner

May 29, 2019
I’ve been a financial planner for many years, and out of all the questions I receive, ...
Budgeting, Goals, Planning, Saving
man on laptop

What Should Your Net Worth be at 40?

May 15, 2019
Do you ever wonder if you’re on track when it comes to your money? ...
Financial Planning, Investing, Planning, Retirement
woman watering dollar sign shaped shrub

Compound Interest – Your Money’s Best Friend

May 1, 2019
Compound interest sounds pretty fancy. In the world of financial planning, we often talk ...
Budgeting, Cash Flow, Debt, Financial Planning, Goals, Net Worth
woman sitting with laptop on lap

What Should My Net Worth be at 30?

April 17, 2019
Have you ever wondered whether or not you’re doing “okay” financially? One good wa ...
Budgeting, Goals, Planning, Retirement, Saving
woman in a hammock

Is the FIRE Movement for You?

April 3, 2019
Have you heard of the FIRE movement? No, it’ ...
Entrepreneur, Financial Planning, My Thoughts
news to share

Exciting News to Share

March 27, 2019
Life Update Ahead: I started ...
Investing, Planning, Retirement, Saving

What Do I Do After I Max Out my 401(k)?

March 20, 2019
About ...
Financial Planning, Goals, Planning, Retirement, Saving
woman with chalk-drawn money tree

How to Become a Millionaire

March 6, 2019
Do you dream of being a millionaire? Many ent ...
Marriage, Planning
adult couple sitting with calculator and notepad

Should We Merge Bank Accounts?

February 20, 2019
Marriage is all about the combining of two elements. Two people, two households, two families – and usually two sets o ...
Cash Flow, Debt, Goals, Investing, Relationships & Money
couple holding hands and shopping bags

How to Make Smart Money Choices (As a Couple)

February 6, 2019
Fights over finances can stem from a number of causes, ranging from disagreements over goals and priorities to feelings ...
Budgeting, Financial Planning, Home Ownership, Planning
person writing with mechanical pencil

How to Plan (and Save) for a Home Down Payment

January 23, 2019
Buying your first home is not only a major life milestone, but it’s also a big financial goal to meet (one that comes ...
Financial Planning, Investing, Retirement
woman holding phone and on laptop

How to Get Started With Investing

January 9, 2019
Most people have probably heard this Chinese proverb: the best time to plant a tree was yesterday. The second best time ...
Entrepreneur, Goals, Income
relaxed boss

How to Set Income Goals for Your Small Business

December 12, 2018
Building a business is tough work, and sometimes it can be hard to gauge what ...
Budgeting, Charity & Giving, Investing, Planning, Retirement
woman fanning money in front of face

Best Year-End Money Moves

November 28, 2018
Most Americans have one thing on their minds this time of year: how to make next year even better! Although we may take ...
Cash Flow, Home Ownership, Investing
house with family and For Rent sign

Should I Buy a Rental Property?

November 14, 2018
Buying a rental property is an exciting idea. Many popular bloggers, podcasters, and HGTV show hosts make it look so eas ...
Cash Flow, Income, Planning
woman writing "Plan" in notebook

Different Types of Income Streams

October 17, 2018
There’s a lot of talk in the world of personal finance about the importance of having multiple income streams. On a hi ...
Financial Planning, Planning, Retirement
social security cards and cash stacked together

Should I Count on Social Security Being Around When I Retire?

October 3, 2018
Members of younger generations, from Gen X to Gen Z, are worried about retirement, and with good reason! Right now, ...
get financial help blog cover

How to Get Financial Help (When Your Partner Doesn’t Want a Planner)

September 19, 2018
You’ve read financial blogs and tuned into all the ...
Career, Cash Flow, Financial Planning, Goals, Human Capital, Income, Marriage, Newlyweds, Relationships & Money, Saving
business women laughing together

How to Handle Being a Breadwinning Woman

September 5, 2018
We still have a long way to go for equality, but here’s a stat that should make you wa ...
Financial Planning, Insurance, Investing, Millennials, My Thoughts
do you need universal life insurance

PSA: No, You Don’t Need Universal Life Insurance

August 22, 2018
If you’re like many of my clients, at some point, an insurance salesperson will approa ...
Career, Financial Planning, Goals, Income, Investing, Millennials, Retirement, Saving
woman on mountain meditating

How Much Do I Need to Retire? 5 Rules of Thumb to Give You Answers

August 8, 2018
Wondering, “how much do I need to retire?” It’s a good question, especially if you ...
Financial Planning, Income, Investing, Retirement, Saving, Tax Advantages
woman on phone at conference table

Make Too Much to Contribute to a Roth IRA? Here’s What to Do Now

July 25, 2018
You’ve heard it over and over again as someone looking for good advice on growing weal ...
Budgeting, Cash Flow, Financial Planning, Income, Saving, Spending
financial life

Why Your Budget Doesn’t Have to Be as Detailed as You Think

July 11, 2018
Most people don’t think of “budget” as anything but a bad word. After all, the ide ...
Budgeting, Cash Flow, Credit Cards, Holidays, Saving, Spending, Travel
crowded summertime beach

The Best Apps and Websites for Travel Hacking (and Travel Savings)

June 27, 2018
You have a lot you want to accomplish and do in your life. And your goals probably look ...
Budgeting, Credit Cards, Holidays, Kids & Money, Marriage, Parents, Saving, Travel
father holding toddlers hand

How to Travel on a Budget with Young Kids (and Still Have a Good Trip)

June 13, 2018
When you have kids, your priorities shift and change. It’s no longer all about you and ...
Entrepreneur, Financial Planning, Goals, Income, Insurance, Investing, Retirement, Saving, Spending, Taxes
woman sitting and contemplating in a cafe

The 5 Big Financial Planning Concerns You’re Forgetting About as an Entrepreneur

May 16, 2018
Forgetting something? If you’re an entrepren ...
Employee Benefits, Entrepreneur, Financial Planning, Goals, Income, Investing, Net Worth, Retirement, Saving, Tax Advantages
woman working on a laptop

Small Business Retirement Plans: Which is Right for You?

May 2, 2018
If you own your own small business, there’s no question about it: you’re a go-getter ...
Financial Planning, Investing, Retirement, Saving, Tax Advantages, Taxes
hipster woman with coffee

Is a Roth Conversion Right for You?

April 18, 2018
Wondering if you’re doing all you can to leverage the savings and investment tools at ...
Entrepreneur, Financial Planning, Goals, Income, Organization, Planning, Taxes
open notebook and a cup of coffee

How to Read Your Profit and Loss (P&L) Statement

April 4, 2018
Wondering if you can afford to pay yourself more? Know you need to reduce spending to sa ...
Benefits, Career, Cash Flow, Employee Benefits, Financial Planning, Goals, Saving, Taxes
hand holding a roll of 20 dollar bills

Should You Participate in Your Employer’s ESPP Plan?

March 21, 2018
Have access to an ESPP but have no idea how to work it? ...
Benefits, Career, Cash Flow, Employee Benefits, Financial Planning, Goals, Human Capital, Income, Investing, Millennials, Net Worth, Saving, Taxes
at home office and desk

Your Guide to Employee Stock Options, RSUs, and Incentive Plans

March 7, 2018
What kind of compensation do you receive from your employer in exchange for doing your j ...
Budgeting, Debt, Financial Planning, Goals, Income, Insurance, Investing, Kids & Money, Marriage, Millennials, Newlyweds, Organization, Relationships & Money, Retirement, Saving, Spending, Student Loans
couple sitting together on mountain top

How to Tackle These 3 Tough Money Conversations with Your Significant Other

February 21, 2018
Whether you make six figures or just wish you did, the number on your paycheck doesn’t ...
Estate Planning, Financial Planning, Organization, Parents, Relationships & Money, Retirement, Saving, Spending
man kissing his wife on the cheek

The Money Questions You Should Be Asking Your Parents

February 7, 2018
In addition to opening up with your significant other and ...
Benefits, Budgeting, Cash Flow, Employee Benefits, Financial Planning, Kids & Money, Parents, Parents-to-Be, Saving, Tax Advantages
little toddler flexing arms

How to Plan for (and Save on) Childcare Costs

January 24, 2018
If you’ve got kiddos, you don’t need me to tell you: childcare costs can seriously a ...
Employee Benefits, Entrepreneur, Financial Planning, Income, Organization, Retirement, Saving, Tax Advantages, Taxes
woman posing with arms up

Preparing Properly: Use These 4 Ideas to Make Tax Time a Little Less Painful

January 10, 2018
Filing your taxes can every year be tough -- especially if you don’t spend any time th ...
Budgeting, Cash Flow, Debt, Financial Planning, Goals, Income, Investing, Net Worth, Planning, Saving, Spending
woman alone on mountain top

Are You Better or Worse Off Financially This Year?

December 13, 2017
You can’t measure what you don’t manage -- and this adage is particularly true when ...
Budgeting, Cash Flow, Credit Score, Estate Planning, Financial Planning, Goals, Income, Insurance, Investing, Organization, Retirement, Saving, Spending, Student Loans, Taxes
young women congregating

30 Money Moves to Make in 30 Days

November 29, 2017
The year is almost over -- but there’s still time to make progress toward your financi ...
Budgeting, Education, Financial Planning, Goals, Kids & Money, Parents, Planning, Saving, Student Loans
use college savings hacks to reduce the expense of education

College Savings Hacks and Ways to Reduce Costs of Higher Education

November 15, 2017
If you’re thinking about your responsibilities as a parent to your children, giving th ...
Benefits, Insurance, Millennials, Parents, Planning, Saving, Spending
empowered children

How to Find Cheap Health Insurance

November 1, 2017
No one enjoys dealing with health insurance. It’s complicated, confusing, and now, pot ...
Career, Cash Flow, Employee Benefits, Financial Planning, Income, Insurance, Retirement, Saving, Spending
how to analyze your paycheck

How to Analyze Your Paycheck like a Financial Planner

October 18, 2017
When’s the last time you actually looked at your pay stub? ...
Benefits, Employee Benefits, Financial Planning, Income, Insurance, Organization
financial planning

A Guide to Choosing Your Company Benefits During Open Enrollment Season

October 4, 2017
Already excited about pumpkin-spice everything and the end-of-the-year holidays? ...
Financial Planning, Income, Investing, Organization, Retirement, Saving
news to share

Rules for Retirement: What You Can and Can’t Contribute

September 20, 2017
You know it’s important to save and invest for retirement. And the earlier you start, ...
Credit Score, Financial Planning, Identity Theft

Equifax & Your Identity – What Now?

September 12, 2017
As you have likely heard, Equifax recently reported a massive data breac ...
Cash Flow, Financial Planning, Investing, Retirement, Saving
hand holding a roll of 20 dollar bills

Roth IRAs: Not JUST for Retirement

September 6, 2017
How often have you heard that you should fund (and max out) your Roth IRA? ...
Education, Financial Planning, Investing, Kids & Money, Parents, Saving
how to handle college savings

How to Save for Your Kid’s College Education

August 23, 2017
If you have small children, it can be scary to think about how much college will cost by ...
Education, Entrepreneur, Financial Planning, Investing, Millennials, Saving, Spending
read these money books to reach financial success

7 Must-Read Money Books to Add to Your List

August 9, 2017
It doesn’t matter whether you work with a fee-only financial planner, feel confident i ...
Career, Cash Flow, Entrepreneur, Financial Planning, Goals, Income, Saving
take your side hustle full time

Money Moves to Make (and Questions to Answer) Before Taking Your Side Hustle Full-Time

July 19, 2017
You’ve been working on your side hustle for a while now to generate some extra money o ...
Cash Flow, Entrepreneur, Organization
bank accounts your business needs

How Many Bank Accounts Does Your Business Need?

July 5, 2017
If you have your own business, whether you like it or not, there’s an added layer of c ...
Financial Planning, Planning
finding the right fee only financial planner for you

How to Find the Right Financial Planner for You

June 21, 2017
Whether you’re 25 or 65, it’s important to know how to find the right financial planner. But what does “right” l ...
My Thoughts

A Love Letter From Your Finances

June 20, 2017
There is a technical side to what I do, which I love. I can run projections, talk assumptions and do a mean future r ...
Budgeting, Cash Flow, Financial Planning, Goals, Retirement, Saving
woman alone at beach

How to Determine How Much Money You’ll Need in Retirement

June 7, 2017
In your 20s, 30s, or 40s? The days when you’ll no longer need to work are decades into ...
Charity & Giving, Financial Planning, Investing, Net Worth
rock sculpture

Can You Invest Ethically and Still Reach Your Own Financial Goals?

May 17, 2017
Socially responsible investing, or SRI, goes by a lot of names. You can refer to it as “investing ethically.” Or you ...
Cash Flow, Financial Planning, Goals, Net Worth, Saving, Spending
paper map open on table

Create a Strong Financial Plan for Your Goals by Asking These Questions First

May 3, 2017
Financial success starts with creating mindfulness around money. Only when you become aware of your finances can you sta ...
Budgeting, Cash Flow, Charity & Giving, Financial Planning, Parents, Relationships & Money, Saving
How to help your parents financially without going broke

How to Help Your Parents Financially Without Going Broke

April 19, 2017
You love your parents and feel grateful for everything they've given you in life. And while you care about them deeply, ...
Budgeting, Cash Flow, Credit Cards, Spending
Find which credit card is best for you

Which Credit Card is Best for You?

April 5, 2017
Credit cards often get a bad rap in the world of personal finance. The negative connotations aren't entirely unjustified ...
Home Ownership
houses on a street

With Interest Rates Rising, Is Buying a Home Still a Good Idea?

March 22, 2017
During the Great Recession, people took advantage of rock-bottom interest rates to lock in homes while prices were low. ...
Financial Planning
woman alone on a beach

I Received an Inheritance. Now What?

March 8, 2017
Most people dream of winning the lottery, suddenly amassing a huge sum of money. Lottery winners are rare, but what’s ...
Marriage, Newlyweds, Relationships & Money
Combined versus Separate: How to Handle Money in Your Marriage

Combined versus Separate: How to Handle Money in Your Marriage

February 22, 2017
Marriage is all about the combining of two elements. Two people, two households, two families - and usually two sets of ...
Home Ownership
calculator and pen

5 Strategies to Build Wealth After You Buy Your First Home

February 15, 2017
Thinking about buying a home? You’re not the only one. With interest rates at opportune levels, many people are anxiou ...
Relationships & Money

6 Money Stories to Share With Your Partner

February 8, 2017
When you start dating, you usually start off sharing stories. Tales of your childhood, your previous relationships and y ...
Budgeting, Home Ownership, Marriage
couple holding hands

Should My Partner and I Buy a Home Before We Marry?

February 1, 2017
First comes love, then comes the mortgage, then comes the wedding? Although it may seem unconventional for a couple to p ...
Goals, Investing, Saving

How to Know If You’re Sitting on Too Much Cash (and What to do with the Extra)

January 25, 2017
When you’ve built up a surplus of cash, it’s hard to feel like you’re doing anything wrong. After all, a surplus i ...
Budgeting, Goals, Home Ownership, Organization, Travel
new house

How Much Home Can Your Lifestyle Afford?

January 18, 2017
If you’re considering purchasing a home, you’ve likely already considered how much you have available for a down pay ...
Budgeting, Saving
man on laptop

How I’ve Saved Thousands of Dollars in One Year (and You Can too)

January 11, 2017
When people think of saving money, it’s often translated into feelings of deprivation and if you’re like most people ...
Financial Planning, Goals, Insurance, Marriage, Retirement

Do Women Really Have Different Financial Planning Needs?

January 4, 2017
This post is part of Women’s Money Week 2017. Learn more ab ...
Financial Planning, Goals
women's money week

Women’s Money Week is here (#WMW2017)!

January 2, 2017
I’m so excited and honored to be selected as one of the California  ...
Budgeting, Cash Flow, Home Ownership
two people one laptop

Planning to Buy? Got a Plan for What Comes After?

December 21, 2016
Buying a home comes with a huge financial stake, a lot of responsibility, and even more fine print. While investing in t ...
Budgeting, Home Ownership, Saving
house on a rainy street

How to Save Thousands a Year on Your Mortgage Payment

December 14, 2016
Once you’ve locked in a mortgage, it’s easy to think the deal is done (and a lot of the time you want to forget abou ...
Home Ownership

8 Hidden Costs When You Buy a Home

December 7, 2016
With your focus on building your down payment fund and figuring out what your mortgage payment will be, it’s easy to o ...
Charity & Giving, Debt, Goals
time or money

Money, Time, or Both: What Can You Afford to Give?

November 30, 2016
We all want to give. Generosity tends to be an inherent trait, and even the stingiest curmudgeon probably has a soft spo ...
Budgeting, Financial Planning, Investing, Planning, Retirement, Saving, Spending
End of year count down money moves to make

End of Year Count Down: Money Moves to Make

November 16, 2016
The year is quickly coming to a close and there’s New Year’s resolutions aplenty. However, with resolutions being so ...
Goals, Retirement
money script

6 Retirement Moves to Make in your 30s

November 2, 2016
By the time you’re in your 30s, you should be on the road to building a solid financial future for yourself. If ...
Career, Debt, Education
Your Financial Fears and Make Progress With Your Money

How to Face Your Financial Fears and Make Progress With Your Money

October 19, 2016
We all have things we ignore out of fear. Maybe we don’t call our loved ones enough, or don’t take care of our bodie ...
Goals, Home Ownership, Student Loans
can you have student loans and purchase a home

Can You Have Student Loans and Purchase a Home?

October 5, 2016
Most people tackle big financial goals one at a time with dividing and conquering being a popular route; but what happen ...
Benefits, Retirement
5-easy-to make mistakes that could cost you hundreds if not thousands in savings

5 Easy to Make Mistakes That Could Cost You Hundreds In Savings

September 21, 2016
Some mistakes can’t be undone, whether it’s burning a bridge, ruining an opportunity or sabotaging something you’v ...
Benefits, Employee Benefits, Investing, Retirement
Asking for a Raise

5 Smart Questions to Ask About Your Retirement Accounts

September 7, 2016
The wide world of retirement investing can seem a little overwhelming and can get overly complicated way too quickly. Fo ...
Career, Entrepreneur, Financial Planning, Planning
how to take your side hustle

How to Take Your Side Hustle to Full-Time

August 24, 2016
We all have hobbies. Whether it’s art, making craft beer, baking, web design, or crocheting, it is important to have ...
Entrepreneur, Goals, My Thoughts
Workable Wealth

Six Lessons Learned Through Three Years in Business

August 19, 2016
It’s hard to believe that this month marks three years since I took the leap and started Workable Wealth. What started ...
Entrepreneur, Financial Planning, Taxes
understanding net worth

How to Pay Yourself from Your Business

August 10, 2016
For most of us, the first dollar made is always special. Some of us even frame that dollar bill and hang it in a place o ...
Saving, Travel, Uncategorized
10 best apps for travel hacks

10 Best Apps for Travel Hacks

July 27, 2016
Traveling has always been a “fly by the seat of your pants” kind of experience. You can plan, visualize and proceed ...
Budgeting, Travel
how to make room for travel in your life

How to Make Room for Travel in Your Life

July 13, 2016
Almost everyone wants to travel. We talk about it, fantasize about it and hold on to the good memories for months after ...
Financial Planning, Goals, Planning
man standing tall on a mountain

8 Ways to Conquer Your Financial Anxiety

June 29, 2016
If you’re someone who feels a little anxious when it comes to your personal finances, you’re not alone. You may be s ...
Employer Incentive Plans

How to Leverage Your Employer Incentive Plans to Meet Your Money Goals

June 15, 2016
Incentive is one of the driving forces in the world. If someone, somewhere is doing something, chances are they’ve bee ...
Career, Goals, Income, Insurance
Workable Wealth

What to Consider Before Accepting a Job Offer

June 1, 2016
Getting a new job, especially after a period of unemployment, can be exciting, validating and emotional. But before you ...
Investing, Retirement, Saving
Workable Wealth

Putting The Fun In Target Date Funds

May 18, 2016
To the layperson, investors are usually seen as a knowledgeable and busy bunch. They’re not wrong. The best investors ...
Career, Credit Score, Debt, Insurance, Investing, Net Worth, Retirement, Saving, Taxes
Workable Wealth

Are Your Finances as Bad as You Think?

May 4, 2016
When meeting with prospects for an initial consultation and with clients for their first meeting, I tend to get the que ...
Education, Financial Planning
Workable Wealth

How to Take the Reins of Your Financial Literacy

April 20, 2016
So, you want to learn more about finances. You care about your financial well-being and want to make sure you’re makin ...
Financial Planning, Goals, Investing, Net Worth, Retirement
Workable Wealth

8 Important Money Terms You Don’t Know (but Should)

April 14, 2016
If you’ve been following my blog or ...
Workable Wealth

Where to Start With Investing On Your Own

April 6, 2016
Most people have probably heard this Chinese proverb: the best time to plant a tree was yesterday. The second best time ...
Saving, Taxes
Workable Wealth

20 Smart Choices to Make With Your Tax Refund

March 23, 2016
If you’re someone who receives a tax refund, the sudden surge in cash, no matter how large or small, is sure to put a ...
Organization, Taxes
Workable Wealth

10 Easy Steps to Get Organized for Tax Time

March 9, 2016
If you’re like me (and most Americans), taxes can be a bit more involved than a simple click, click, add, add and poof ...
Financial Planning, Goals, Psychology & Money
Workable Wealth

What Kind of Life Do You Want?

March 2, 2016
Fear of missing out (or FOMO) is a real thing. It refers to the sadness and anxiety one feels when missing out on an eve ...
Debt, Marriage, Newlyweds, Planning, Saving, Spending
Workable Wealth

How To Stop Arguing About Money – For Good.

February 24, 2016
Picture this: You’re standing in the kitchen with your partner, avoiding eye contact while a silent and slow tension b ...
Budgeting, Cash Flow, Credit Cards, Credit Score, Debt, Education, Entrepreneur, Estate Planning, Human Capital, Insurance, Investing, Millennials, Net Worth, Saving, Spending
Workable Wealth

Why I Wrote Work Your Wealth (and What it has to do with You)

February 18, 2016
Have you ever found yourself doing an internet search for questions about your money? How many times have you asked Goog ...
Psychology & Money
Workable Wealth

It’s Complicated: The Way Women Really Feel About Money

February 10, 2016
Have you ever asked a woman how she feels about money? Or thought about this question yourself if you’re a woman? I ...
Career, Goals, Human Capital
Workable Wealth

How to Land Your Dream Job

January 27, 2016
I don’t need to tell you why it would be amazing if you were able to land that dream job. Maybe it’s more pay. Maybe ...
Education, Goals, Human Capital
Workable Wealth

7 Ways to Invest In Yourself This Year

January 13, 2016
It’s a brand new year, which makes it the perfect time to be thinking about ways to prioritize your own personal and p ...
lake water and group of people

How to Stop Feeling Guilty About Your Money

December 30, 2015
Let’s be honest. For most people, thinking or talking about money ranks right up there with getting a root canal. Most ...
Budgeting, Cash Flow, Entrepreneur, Estate Planning, Goals
Workable Wealth

Start Now to Get Ahead with Your Money in 2016

December 16, 2015
If you're like many Americans, you're probably reflecting on goals you set over the year and whether or not you achieved ...
Budgeting, Cash Flow, Debt, Financial Planning, Goals, Income, Millennials, Saving, Spending
Workable Wealth

10 Money Apps to Help You Conquer Your Finances in the New Year

December 2, 2015
Keeping track of your finances is easier than ever, with your computer, smartphone, and tablet all allowing you efficie ...
Workable Wealth

What You Should Know About Itemized Deductions

November 18, 2015
For many people, our biggest priority at tax time is to get everything done quickly and ...
Financial Planning, Goals, Planning, Retirement, Saving
Workable Wealth

Money Moves to Make Before December 31

November 4, 2015
It may seem unbelievable, but the end of the year is quickly approaching. But before we ...
Budgeting, Cash Flow, Education, Financial Planning, Kids & Money, Parents, Retirement, Saving, Student Loans
Workable Wealth

College vs. Retirement Funding: Which Comes First?

October 21, 2015
As a parent, you want to provide for your children. You want to give them access to higher education, so fu ...
Budgeting, Cash Flow, Education, Financial Planning, Kids & Money, Marriage, Parents, Parents-to-Be, Saving, Spending
Workable Wealth

How to Teach Your Kids About Money

October 7, 2015
Teaching your kids about personal finance can seem daunting, but children can understand the concepts of wo ...
Career, Cash Flow, Debt, Entrepreneur, Financial Planning, Goals, Income, Investing, Marriage, Millennials, Newlyweds, Retirement, Saving
Workable Wealth

Top 10 Financial Goals for Gen Y and Considerations for Each

September 23, 2015
Being in your 20s and 30s means experiencing many life milestones -- and watching your peers go through the ...
Budgeting, Cash Flow, Financial Planning, Goals, Investing, Parents-to-Be, Retirement, Saving
Workable Wealth

How to Set Money Goals You Can Reach

September 9, 2015
Setting and achieving goals is an important part of life. Without goals, it's impossible to assess where yo ...
Estate Planning, Financial Planning, Kids & Money, Newlyweds, Parents
Workable Wealth

The Case for Millennials to Have a Plan

August 26, 2015
Think you don’t have an estate? Almost everyone does, including you. Your estate is wha ...
Estate Planning, Financial Planning, Planning
Workable Wealth

Social Media Wills: What You Need to Know

August 12, 2015
Do you use social media every day without a second thought? Is Twitter, Facebook, or Instagram the first th ...
Estate Planning, Financial Planning, Insurance, Planning, Taxes
Workable Wealth

Who’s on Your Money Team?

July 29, 2015
When it comes to building wealth, it pays to have a money team. As Thomas Stanley, author of the Millionair ...
Career, Entrepreneur, Financial Planning, Goals
Workable Wealth

How to Balance Business and Personal Goals

July 15, 2015
Do you run your own business and find it challenging to balance both your business and personal goals? Whet ...
Budgeting, Cash Flow, Entrepreneur, Financial Planning, Income, Investing, Retirement, Saving, Spending, Taxes
Workable Wealth

10 Moves to Handle Your Personal Finances as an Entrepreneur

July 1, 2015
As an entrepreneur, it’s up to you to bring in the money in your business. And as you know, it’s up to ...
Cash Flow, Credit Cards, Credit Score, Debt
Workable Wealth

6 Things You Should Know About Your Credit Cards

June 17, 2015
Did you know that the average adult in the US has a ...
Cash Flow, Debt, Education, Goals, Millennials, Student Loans
Workable Wealth

How to Start Paying Down Your Student Loans

June 3, 2015
Being saddled with student loan debt can feel like an enormous burden. Many millennials are holding themsel ...
Financial Planning, Kids & Money, Parents, Parents-to-Be, Planning
Workable Wealth

13 Money Tips for Parents to Be

May 20, 2015
If you’re like many of us in our 20s, 30s and 40s, you haven’t taken the decision to start a family lig ...
Cash Flow, Financial Planning, Goals, Kids & Money, My Thoughts, Parents, Parents-to-Be, Saving
Workable Wealth

10 Things You Need to Know About Infertility and Finances

May 13, 2015
If you’ve been following my blog for sometime, you know that I’m relatively open with what goes on in the Storjohann ...
Financial Planning, Marriage, Millennials, Newlyweds, Saving, Spending
Workable Wealth

7 Money Moves Financially Savvy Couples Should Make

May 6, 2015
Did you know that disagreements around finances can ...
Financial Planning, Insurance
Workable Wealth

Property and Casualty Insurance: What Does It All Mean?

April 22, 2015
Most of us understand the importance of insurance to protect us financiall ...
Benefits, Financial Planning, Insurance, Kids & Money, Parents, Parents-to-Be, Planning
Workable Wealth

Expecting a Baby? Do This Insurance Review First

April 8, 2015
Preparing for parenthood? When you’re expecting a baby, it’s easy to focus on the excitement and joy caused by your ...
Budgeting, Cash Flow, Financial Planning, Saving, Spending

How to Stop Living Paycheck to Paycheck

March 25, 2015
Living paycheck to paycheck is stressful. It’s emotionally taxing to not know exactly how you’re going to pay your b ...
Cash Flow, Debt, Goals

How to Tackle Your Debt: The Debt Snowball vs. the Debt Avalanche

March 11, 2015
When you’ve racked up debt across multiple loans, being debt-free seems like a distant dream. But it’s possible! The ...
Budgeting, Debt, Education, Financial Planning, Investing, Marriage, Newlyweds

10 Reasons the Newlywed Money Bootcamp Is for You

March 4, 2015
Just got married? Congratulations! Now that the honeymoon is over, it’s time to thin ...
Financial Planning, Investing, Retirement, Saving
How much Do

How Much Do I Need to Invest?

February 25, 2015
You know the importance of investing for ...
Financial Planning, Investing

Are You Carrying Your Eggs in One Basket?

February 11, 2015
We’ve been saying it since the 17th century, and it’s just as good advice today as it was then: Don’t put all y ...
Financial Planning, Investing, Retirement, Saving

The Cost of Waiting

January 28, 2015
Have you started saving for retirement? Do you think you’ll be fine if you start tomorrow? Maybe you’re satisfied wi ...
Financial Planning, Investing, Retirement

401(k) vs. Roth IRA — Which Is Right for You?

January 14, 2015
The concept of retirement planning is nothing new. For Gen Y however, there are some unique issues to face when it comes ...
Financial Planning, Millennials, Planning, Retirement, Taxes

End of Year Tax Considerations

December 17, 2014
Not looking forward to tax time come April 2015? You may be able to m ...
Cash Flow, Income, Planning

How to Handle Your Year End Bonus

December 3, 2014
As the economy adds more jobs every month and businesses continue to grow, you may find yourself in a fortunate position ...
Career, Insurance

Have You Skipped Over Protecting Your Most Valuable Asset?

November 26, 2014
What would you say if I told you that you have a 25% chance of becoming disabled before you retire? According to the ...
Career, Income

4 Steps for Negotiating Your Next Pay Raise

November 19, 2014
Do you feel uncomfortable when it’s time to ask for more? Many people – especially women – don’t enjoy negotiat ...
Budgeting, Kids & Money, Parents, Planning

How to Keep Your Kid’s Extracurricular Activities from Breaking the Bank

October 22, 2014
You may not know this about me, but I was a karate kid growing up. I was a happy little ten-year-old with permed hair ( ...
Debt, Marriage, Newlyweds

How to Pay Down Debt as a Couple

October 1, 2014
Recently engaged or married? After all the excitement and honeymoon bliss has faded, you might be left wondering how to ...
Goals, My Thoughts

15 Ultra Inspiring & Kick Ass Money Quotes to Keep Your Finances in Tact

September 17, 2014
I don’t know about you, but I love Pinterest. There’s so many awe ...
Investing, Marriage, Newlyweds, Retirement, Saving

Investing Advice for Financially Savvy Newlyweds

August 20, 2014
Recently married? Congratulations! Now that you’ve officially pulled off the feat of planning and preparation that is ...
Goals, Home Ownership

What You Should Know About Saving for a Home Down Payment

August 13, 2014
Buying your first home is not only a major life milestone, but it’s also a big financial goal to meet (one that comes ...
Budgeting, Goals, Holidays, Saving
Holiday Fund

Holiday Fund Money Challenge

July 30, 2014
Are you tired of getting to the Holiday Season and not having the funds on hand to get you through? ...
Debt, Financial Planning, Planning, Retirement, Saving, Spending

4 Bad Money Habits that could be Ruining Your Finances

June 11, 2014
Often in personal finance, we talk about the things you should start doing, without giving consideration to the things y ...
Career, Entrepreneur, Financial Planning, Planning, Retirement, Saving

Retirement Plans for Entrepreneurs

May 7, 2014
As you may know, the world of entreprene ...
Budgeting, Cash Flow, Entrepreneur, Financial Planning, Income, Saving, Spending

How to Budget and Manage Your Finances on a Variable Income

April 23, 2014
Ask an entrepreneur about the perks of running their own business and you’ll typically see them light up. They’ll be ...
Education, Financial Planning, Home Ownership

How to Interview a Real Estate Agent

April 9, 2014
2014 is a big year of transition for me and the husband. A lot of change is ahead and to top it all off, we’re looking ...
Cash Flow, Financial Planning, Millennials, Planning, Spending, Student Loans

What’s the Best Option for Student Loan Repayment?

March 19, 2014
Stressed about your student loans or wondering if you’re on the right trac ...
Financial Planning, Investing, Retirement, Tax Advantages, Taxes

Basic Investing Terms GenY Should Know: Part 2

March 12, 2014
If you were here last week, you already know that I’m aware of just how confusing the financial world can be. The fanc ...
Financial Planning, Investing

Basic Investing Terms GenY Should Know: Part 1

March 5, 2014
The investment world can be a complicated and overwhelming place to those on the outside, and it doesn’t matter where ...
Credit Cards, Credit Score, Debt, Financial Planning, Millennials

What Millennials Need to Know about their Credit Score

February 19, 2014
What is your credit score? I’ve said it before and I’ll prob ...
Cash Flow, Financial Planning, Goals, Income, Planning
woman and business plan

How-to Guide for Celebrating Your Financial Wins

January 29, 2014
It’s no secret that our household income took a hit in the past 6 months. I’ve shared with the ...
Debt, Goals, Insurance, Marriage, Millennials, Newlyweds, Saving, Spending

7 Money Decisions to Make Now that You’re Married

January 22, 2014
Although it’s ideal to have money conversations with your partner prior to walking down the aisle, things don’t alwa ...
Home Ownership, Marriage, Newlyweds, Parents-to-Be, Saving

5 Rent vs. Own Considerations for Gen Y

January 8, 2014
2014 is here and resolutions are top of mind. For many of us, the great Amer ...
Estate Planning, Income, Insurance, Millennials, Planning, Saving, Spending

How to get Financially Organized in the New Year

December 18, 2013
This post will give you the steps you need to take to get financially organized for 2014. Many people just are ...
Debt, Investing, Net Worth, Saving

Know Your Net Worth

December 4, 2013
Your Net Worth is your total financial worth – measured in dollars and is something I consider a measure of your finan ...
Cash Flow, Holidays, Saving
stay at home

4 Steps to Holiday Season Spending

November 20, 2013
It’s happening. Next week is Thanksgiving. Meaning that IMMEDIATELY behind ...
Benefits, Cash Flow, Insurance, Investing, Marriage, Newlyweds, Parents-to-Be, Planning, Saving

5 Signs You May Need a Financial Planner

November 13, 2013
Sometimes it’s hard to tell if you need professional help for a problem. Is it just a cold or is it a virus that you n ...
Cash Flow, Newlyweds, Parents, Parents-to-Be, Saving, Taxes
interest rates

Are You Leaving Money on the Table?

October 30, 2013
We’re all guilty of leaving money on the table. The question is – are yo ...
Insurance, Marriage, Parents, Planning

#YOLO: So Don’t Ignore Your Need for Life Insurance.

October 23, 2013
Estate Planning, Kids & Money, Marriage

Confessions of a Financial Planner: My Estate is not in Order

October 16, 2013
But this doesn’t mean yours shouldn’t be. Brian and I got married two years ago. At that time I went through all of ...
Cash Flow, Education, Planning, Saving
Workable Wealth

Back to Basics with the “B” Word

October 9, 2013
It’s happening. I’m actually addressing the “B” word. I’m completely aware that this word makes some people cr ...
Education, Human Capital, Income, Planning

Human Capital: Investing in Your Income

October 2, 2013
As I mentioned in last week’ ...
Kids & Money, Parents, Parents-to-Be, Planning

Planning Essentials for When You’re Expecting

September 25, 2013
The decision to start a family is one of the biggest and most important choi ...
Marriage, Newlyweds

To Merge or Not to Merge. Dealing with Bank Accounts as a Couple.

September 18, 2013
"Should we merge bank accounts or keep them separate?" This is one of the most frequently asked questions by c ...
Marriage, Newlyweds, Tax Advantages, Taxes

Taxes & Your Fiancé: What Changes after Marriage?

September 4, 2013
Did you know that whether you and your fiancé are married on January 1 ...
Planning, Saving

6 Steps for Wedding Season Savings

August 29, 2013
Wedding season has been in full swing this year with the media abuzz, invita ...
Benefits, Tax Advantages

HSAs and FSAs and Healthcare Costs – Oh My!

August 29, 2013
Open enrollment season is on the horizon. Do you know where your benefits are? ...