Episode 36: How to Protect Your Wealth with Parker Cox
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ARE THERE WAYS TO PROTECT THE WEALTH I AM BUILDING?
This week I sat down with property & casualty insurance professional, Parker Cox.
Parker is head of sales and marketing for KM Insurance Services, an independent insurance agency that has been serving San Diego for nearly 40 years. He’s passionate about insurance, not because of a masochistic appreciation of legal jargon, but because it gives him an opportunity to help families, business owners and people protect all the things they work so hard to build.
HERE’S WHAT YOU’LL LEARN FROM THIS EPISODE:
What property & casualty insurance is and why you shouldn’t ignore it
What to consider when you’re locking in your auto insurance coverage
The number of people who are underinsured or uninsured with auto coverage and how it could impact you
Questions to ask when evaluating if you can afford to not have certain coverage
Whether it’s smart to shave a small growth percentage of wealth to protect yourself from a catastrophic loss
Whether you should pay premiums annually versus monthly
What to consider when selecting coverage for your personal property & liability under renters insurance
Recommendations for how to document and record the personal items you have in your home
What special form coverage is and how it impacts youas a home owner
Considerations when determining how much coverage you actually need for dwelling, personal property, personal liability and living expenses
Episode 22: The Financial Risks You Need to Protect with Mark Maurer
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HOW CAN INSURANCE HELP ME?
This week I sat down with the President & CEO of Low Load Insurance Services, Mark Maurer.
Mark joined Low Load Insurance Services (LLIS) in 2003, assumed the role of president in 2008, and CEO in January, 2013. He earned his CFP® designation in 2006, his bachelor’s degree in business and finance from Emory University’s Goizueta Business School in Atlanta, Georgia, and his MBA from University of Florida’s Warrington College of Business. Mark is a member of the National Association of Insurance and Financial Advisors, and a popular speaker for financial organizations including The Alliance of Cambridge Advisors, NAPFA, Garrett Planning Network, LIMRA, LOMA, and Society of Actuaries. He is also a contributing insurance resource to industry publications including Business Week, Bloomberg.com, Forbes, NAPFA Advisor, AMA Physicians’ Guide to Financial Planning, NY Daily News, Jean Chatzky’s Talking Money, and Jane Bryant Quinn’s book, Making the Most of Your Money Now.
Here’s WHAT YOU’LL LEARN FROM THIS EPISODE:
The biggest misconception people have around insurance
The types of insurance you need for your situation
Why disability insurance is an important consideration for your family
The difference between term and whole life insurance and which is best for you
How to streamline the insurance application process for yourself
How policies will pay out and how much coverage you need
Episode 10: What to Consider Before Accepting a Job Offer and Do I Really Need Life Insurance?
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I’M IN THE MARKET FOR A NEW JOB. WHAT DO I CONSIDER BEFORE SAYING “YES” TO AN OFFER?
DO I REALLY NEED LIFE INSURANCE?
One of the fun parts of being a financial planner is getting to field and answer questions from clients and readers all around the country. In these Work Your Wealth episodes I’ll be taking time to address and answer questions I’ve come across from readers and clients throughout my career. Today I’m answering the above questions.
WHAT YOU’LL LEARN FROM THIS EPISODE:
What to look for in a job offer beyond the salary.
Where to find extra money offered by a potential employer.
Why getting the company benefits booklet up front can save you from a costly mistake.
Who does and doesn’t need life insurance.
The best type of life insurance policy for your situation.
Why it’s not safe to assume family / friends will support or take care of your loved ones.
Stay up-to-date with the latest episodes! Subscribe in iTunes today.
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