This week I sat down with Regional Director at Dimensional Fund Advisors, Kelly Klingaman on investments.

Kelly works with advisors from across the US on investment, messaging, and business development issues in order to sustain, improve, and grow their practice. She is also a frequent speaker for Dimensional’s live video webcast content and virtual programs. Kelly graduated from the University of Texas at Austin’s McCombs School of Business with a finance degree and a concentration in investment management. She also holds the CERTIFIED FINANCIAL PLANNER™ designation.

HERE’S WHAT YOU’LL LEARN FROM THIS EPISODE:

  • Kelly’s background with investments and her field of expertise
  • What is meant when people refer to “the market”
  • How a jar of jelly beans can explain how the “market’s work”
  • The challenge people face when trying to time the market
  • Stocks, bonds, mutual funds broken down
  • The meaning behind different portfolio allocations (60/40, 70/30, etc.)
  • What a mutual fund is made up of
  • The difference between value and growth investing
  • What the aggregate market has shown for value/growth stocks
  • Which is the riskier investment, value or growth stocks, and why
  • What you need to know about expense ratios
  • Costs to be aware of when buying mutual funds
  • What you’re paying for in fund fees
  • What implementation costs could do to your portfolio over time
  • The key difference between active management and passive management
  • A type of fund that shows low fees is not always the best option
  • What “evidence investing” is and how it benefits investors
  • A comparison of index fund management and evidence investing using a trip to the grocery store
  • The best way to reduce risk across your investment portfolio

LINKS WE MENTIONED ON THE SHOW:

GET SOCIAL WITH KELLY AND LET HER KNOW YOU HEARD ABOUT HER HERE

ENJOY THE SHOW?